Challenges we solve
Strict security requirements (PCI DSS).
Real-time transaction processing.
Complex integrations with core banking systems.
Key capabilities
Payment systems and P2P transfers
Cryptoprocessing and blockchain solutions
ML-based anti-fraud systems
Digital wallets and bonus programs
Technologies
Why NineLab?
PCI DSS-ready architecture and transaction security audit
Payments, P2P and crypto processing — Go/Java, PostgreSQL, RabbitMQ
ML anti-fraud and core banking integration
Your outcome
Secure
Multi-level protection for every transaction.
Global
Support for multi-currency and cross-border payments.
Trusted
Compliance with all financial standards.
−2% GMV
Without anti-fraud and idempotency, payment flows lose up to 2% of volume to chargebacks and fraud. Proper architecture pays off in the first quarter.
Fintech in production
Payments, blockchain and high-throughput transactions
Ready to discuss your project?
First consultation is free — describe your task and we'll propose architecture and timeline estimates.
Our approach
Fintech is not just a payment UI — it is ledger, idempotency, reconciliation and anti-fraud. We design the flow so every transaction is traceable and load growth does not break accounting.
From pilot to production
Compliance and scope
PCI DSS, payment regulations, limits and acquirer/bank integrations.
Payment architecture
Idempotency, ledger, webhooks and load test plan.
Development and audit
MVP, payment perimeter pentest, transaction monitoring.
Production and scale
Regulatory reporting, anti-fraud, TPS growth.
FAQ
Yes. YooKassa, CloudPayments, instant payment systems and bank APIs — per your provider list.
We design for PCI DSS with cardholder data separation. Certification follows your schedule and processing volume.
Yes, where business justifies it: custody, on-ramp/off-ramp, smart contracts with security audit.
Depends on architecture. At workshop we set target TPS and verify with load tests before launch.
Yes. Security review, idempotency and regulatory compliance — with remediation roadmap.
Discuss your project
Describe your task — we respond within 2 business hours.
✓ Free initial consultation
✓ Timeline and architecture assessment
✓ NDA on request
Or call: +7 (912) 232-74-87 · full contacts page
